liability car insurance

Looking for a cheap Michigan auto insurance quote? Want to know where to get the cheapest quote with an top-rated company? Here's how ...

Minimum Michigan Auto Insurance

In order to register your car in the state of Michigan you need to have liability and liability car insurance personal injury protection insurance. Liability insurance pays for the other party's medical bills plus damage to their car and liability car insurance property when you're involved in an accident. Personal injury protection pays you and liability car insurance your passenger's medical expenses.

The minimum liability coverages you need in Michigan are:

* $20,000 bodily injury coverage for one person injured in an accident.

* $40,000 bodily injury coverage for everyone injured in an accident.

* $10,000 property damage liability coverage.

Optional Insurance Coverage

* Collision coverage pays for repairs to your car no matter who was at fault. To save money on collision coverage you can increase the deductible.

* Comprehensive coverage pays for repairs to your car caused by anything other than a collision such as fire, vandalism, hail, or theft. You can save money on this coverage too by increasing the deductible.

* Underinsured/uninsured motorist coverage pays for you and liability car insurance your passenger's medical expenses and liability car insurance damage to your car when caused by an underinsured, uninsured, or hit-and-run driver.

Save by Comparing Rates

This difference between one company's auto insurance and liability car insurance another company's incurance can be $1,000 or more for the exact same coverage, so it really pays to compare rates.

You can do this quickly and liability car insurance easily by going to an insurance comparison website. There you can get a number of quotes from different companies by filling out a simple questionnaire. The best of these sites have a toll-free telephone number you can call, and liability car insurance an online chat service where you can get answers to all your auto insurance questions. (See link below.)

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